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Business & Finance
41. How Secure are Your Bank Account and Assets?
  But are you really safe? In the last few years, laws such as the Patriot Act in the US have been approved that effectively take your rights to privacy and financial well being away. These same laws that were meant to protect us are now instead being used as a loophole by high power lawyers and government agencies to access your banking records, garnish money and freeze your a .....
Author: Peter Flowers
Date Posted: Aug 19, 2005

42. Is Offshore Banking for You?
  You’ve probably heard about people who keep their money offshore. Most likely you assume they’re all wealthy businessmen; millionaires, who have so much money they somehow ‘qualify’ to move it out of the country, right? Wrong! Offshore banking can be a benefit for anybody regardless of income. There are certain components of offshore banking that you may not have thought of, o .....
Author: Peter Flowers
Date Posted: Aug 19, 2005

43. The Benefits of Swiss Banking
  Switzerland is the world's largest offshore financial center; larger than London, New York or even Frankfurt. The Swiss banking sector as a whole has established this dominant position through a long tradition of political, economic and financial stability and some key principles, one of which is Swiss banking secrecy. Swiss bankers have also built a solid reputation for .....
Author: Peter Flowers
Date Posted: Aug 19, 2005

44. Banks and Money
  Basic Functions of BankingThe basic functions of banking are: The collection of funds from the public. The safeguarding of those funds. The transfer of those funds from one person to another without their leaving the bank (this is done by means of cheques or automatic transfer through the banking system, or via the Internet etc) The lending of that money .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

45. 10 Tax Tips to Reduce Costs and Increase Income
  No one likes paying tax. Everyone understands that tax is a necessary evil and that without it our government would not be able to afford our roads, health services, education, welfare system etc. However you are not obliged to pay more tax than that for which you are legally liable. Here are some tips to keep your tax down: Reduce all stock to levels and cut costs.Never .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

46. 18 Steps to Buying a Business
  Decide to investigateYou make the decision to look for a business to buy. You then check out businesses in the newspaper or by working through a business broker. ConfidentialityIf working through a broker, you will sign confidentiality agreements, ensuring the details of any businesses disclosed to you are kept private and confidential for the purpose of assessment of t .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

47. 5 Things Your Credit Card Company Keeps Quiet About
  Credit Cards can bankrupt you if you let them run away from you. The various Credit Cards companies are in it for profit so they will not generally alert you to things you can do to save yourself money. Here are a few secrets that the card companies try to keep to themselves: Minimum Payments - If you only make the minimum payment appearing on your credit card statement, .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

48. Barter and Its Benefits
  What is Barter?Barter involves 2 parties. Each party wants to trade with each other and instead of exchanging cash for products or services, the exchange is carried out with products or services that each possesses. That is, there is a trade of a product or service that someone has, in return for another product or service the other party has. Barter traces its origins back to .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

49. Business Loans from Family - A Good Idea?
  Can I Ask my Family for a Loan to Pay Off my Debts?Debt has always had a degree of shame attached to it and admitting to having problems with debt is like saying you don't know how to handle your own affairs. Some people may get into a situation where unless they get immediate financial help there is a possibility of losing their family home, or their business. One option .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

50. Business Partnerships - What Do They Involve?
  What is a Partnership?A partnership can be defined as; two or more people or organisations carrying on a business together with a common goal of making a profit. It is an association of two or more persons carrying on a business as co-owners, with the objective of making a profit together. Arises from an Agreement by Two or More PartiesIt can be established by an oral agreemen .....
Author: Peter Viliamu
Date Posted: Aug 19, 2005

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