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Banks and Money
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Basic Functions of BankingThe basic functions of banking are:
The collection of funds from the public.
The safeguarding of those funds.
The transfer of those funds from one person to another without their leaving the bank (this is done by means of cheques or automatic transfer through the banking system, or via the Internet etc)
The lending of that money .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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10 Tax Tips to Reduce Costs and Increase Income
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No one likes paying tax. Everyone understands that tax is a necessary evil and that without it our government would not be able to afford our roads, health services, education, welfare system etc. However you are not obliged to pay more tax than that for which you are legally liable.
Here are some tips to keep your tax down:
Reduce all stock to levels and cut costs.Never .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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18 Steps to Buying a Business
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Decide to investigateYou make the decision to look for a business to buy. You then check out businesses in the newspaper or by working through a business broker.
ConfidentialityIf working through a broker, you will sign confidentiality agreements, ensuring the details of any businesses disclosed to you are kept private and confidential for the purpose of assessment of t .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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4. |
5 Things Your Credit Card Company Keeps Quiet About
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Credit Cards can bankrupt you if you let them run away from you. The various Credit Cards companies are in it for profit so they will not generally alert you to things you can do to save yourself money.
Here are a few secrets that the card companies try to keep to themselves:
Minimum Payments - If you only make the minimum payment appearing on your credit card statement, .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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5. |
Barter and Its Benefits
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What is Barter?Barter involves 2 parties. Each party wants to trade with each other and instead of exchanging cash for products or services, the exchange is carried out with products or services that each possesses. That is, there is a trade of a product or service that someone has, in return for another product or service the other party has.
Barter traces its origins back to .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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6. |
Business Loans from Family - A Good Idea?
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Can I Ask my Family for a Loan to Pay Off my Debts?Debt has always had a degree of shame attached to it and admitting to having problems with debt is like saying you don't know how to handle your own affairs. Some people may get into a situation where unless they get immediate financial help there is a possibility of losing their family home, or their business.
One option .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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Business Partnerships - What Do They Involve?
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What is a Partnership?A partnership can be defined as; two or more people or organisations carrying on a business together with a common goal of making a profit. It is an association of two or more persons carrying on a business as co-owners, with the objective of making a profit together.
Arises from an Agreement by Two or More PartiesIt can be established by an oral agreemen .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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Business Stress and its Causes
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What is Business Stress?Business stress is felt during times of conflict, pressure, loss, illness or anxiety. It describes the frantic pace of business life. Everyone reacts differently to stress. Some people can cope and take it in their stride; others find the pressure too much and buckle under. Much of the stress, anxiety, and the sense of overload that people carry is becau .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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9. |
Business Success - The 42 Greatest Business Tips
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What does it take to grow a business and run it successfully? The main ingredient is attention to the basics, operating with integrity and following the way other successful people have run their operations.
Here are StartRunGrow.com's 42 greatest business tips for you to follow:
Advisers - Make sure you talk to other successful people who have already done it. There .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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10. |
Collect that Debt - Your Business Depends on it
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The efficiency of debt collection is the difference between a business that will succeed and a business that closes up.
If you do not have control of your debt collection then you will eventually fail. All businesses that grant credit will be faced with the problem of bad debt at some stage. The best way to deal with bad debt is to have a good debt control system in place.
Th .....
Author: Peter Viliamu
Category: Business & Finance
Date Posted: Aug 19, 2005
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